Corporate-Owned Life Insurance (COLI)
Corporate-Owned Life Insurance (COLI) is a tax-efficient insurance solution designed for Canadian businesses to protect key shareholders, executives, and owners. The corporation owns the policy and receives the death benefit, making it a powerful tool for business succession planning, tax planning, and long-term corporate wealth preservation.
Why Corporate-Owned Life Insurance is important
COLI helps businesses manage financial risk while providing liquidity for buy-sell agreements, debt repayment, and estate equalization. It also allows corporations to grow retained earnings on a tax-advantaged basis.
Why choose our Corporate-Owned Life Insurance solutions
We structure COLI policies to align with your corporate objectives, shareholder agreements, and tax strategy. Our advisors ensure your plan is compliant, efficient, and built for long-term success.
- Tax-Efficient Corporate Planning
- Business Succession & Shareholder Funding
- Corporate Asset Growth
- Estate & Exit Planning Support
- Creditor Protection Opportunities
- Customized Corporate Insurance Strategies
Corporate-Owned Life Insurance benefits
COLI strengthens business continuity while optimizing tax efficiency.
Business Protection & Stability
Tax-Advantaged Wealth Transfer
Corporate Liquidity Planning
Long-Term Financial Security