Registered Disability Savings Plan (RDSP)

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A Registered Disability Savings Plan (RDSP) is a government-registered savings plan designed to help individuals with disabilities and their families build long-term financial security. Contributions to an RDSP grow tax-deferred, and the plan provides access to valuable government grants and bonds to support future care and income needs.

Why an RDSP is important

Living with a disability often comes with ongoing financial considerations. An RDSP helps reduce long-term financial stress by providing structured savings, tax advantages, and significant government contributions. This plan supports future stability while preserving eligibility for disability benefits.

Why choose our RDSP planning services

We provide personalized RDSP planning to help individuals and families understand eligibility, maximize government grants and bonds, and create a long-term savings strategy. Our experienced advisors guide you through setup, contributions, and withdrawals with clarity and care.

  • Access to Canada Disability Savings Grant (CDSG)
  • Access to Canada Disability Savings Bond (CDSB)
  • Tax-Deferred Growth on Contributions
  • Long-Term Financial Security Planning
  • No Annual Contribution Limits
  • Preservation of Disability Benefits

RDSP service benefits

An RDSP is one of the most powerful financial planning tools available for Canadians with disabilities, offering unmatched government support and long-term growth potential.

  • Enhanced Savings Through Government Grants and Bonds

  • Tax-Efficient Long-Term Growth

  • Financial Support for Future Care and Income Needs

  • Peace of Mind for Individuals and Families